Release Notes 1.13.7

Key Features Of This Release:

Dynamic Quoting Engine for the Website Pricing Calculator The Website Pricing Calculator now returns real-time, dynamically generated premium quotes instead of static responses. Pricing is computed from your actual input parameters — including fraud type and average fraud loss — so quotes reflect your specific risk profile. The API response format is unchanged; no client-side changes are required.

Velocity Engine: Progressive Fraud Decisioning The Velocity Engine now detects repeat transactions from the same identity and escalates them through a structured decision path:

Submission Decision Reason Code
First transaction Accept V000
Repeat transaction (same identity) Review V001
Third+ repeat Reject V002

Shared identifiers (phone number or email) tied to differing identity details are flagged and decisioned separately from simple repeats. Reason codes and decisions are visible in the dashboard and reflected in the fraud_predict data model.
 

Note: 

  • Instnt APIs are upgraded or reorganized periodically. For more information, see Deprecated APIs

Known Issues:

No known issues at this time.

Instnt Docs | Instnt API Docs

Notes

  • Instnt APIs are upgraded or reorganized periodically. For more information, see Deprecated APIs.

Known Issues

No known issues at this time.

Instnt Docs | Instnt API Docs