Instnt Verify™

Instnt Verify™ is a continuous identity assurance solution that empowers businesses to effortlessly verify transactions made by authorized account owners. By preventing fraudulent account takeovers and supporting anti-money laundering efforts, this solution provides businesses with comprehensive identity assurance at every stage of the process, from account opening on Day-zero to every transaction made on Day-N. With Instnt Verify™, businesses can securely and efficiently manage their operations, gaining the confidence they need to operate successfully.

How it works

After Instnt Verify™ is enabled on a workflow, the Instnt Verify™ SDK seamlessly captures the user's biometric information and device intelligence. By comparing this data to the baseline established during onboarding, Instnt Verify confirms that the person using the system is the same individual without causing any disruption or inconvenience to the user experience. This ensures the system's security and confirm that it is still the same person using the system.

Auditing

Instnt dashboard offers a fast and efficient way to review user actions and get a comprehensive summary of verification events, all without altering the user experience. It happens behind the scenes, making the process frictionless and seamless. For example, with Instnt Verify audit events, any changes to a user's device or location, or significant deviations from their usual behavioral patterns, can be easily detected without interrupting the user. If any risks are found, they will be communicated using reason codes, and the customer can take necessary steps to verify their identity, such as completing a one-time passcode challenge, in a smooth and hassle-free manner.

Reason Codes 

The table below contains reason codes used by Instnt Verify™ to provide feedback on user verification results. Each code indicates a specific outcome based on behavioral score, data integrity, and device information. Understanding these codes can help businesses improve the accuracy of the verification process and identify areas where additional verification may be required.